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In Georgia, automobile insurance claims operate under the “fault” system. This means that if you suffered harm in a motor vehicle accident as a result of another person’s negligence, the motorist responsible for the crash may be liable for your injuries and other damages.
However, to better understand what this law can mean for you, in the following post, we will further define what a “fault” state is, the legal options you have following a car accident in Georgia, and how an experienced motor vehicle accident attorney can help you.
The Difference Between Fault and No-Fault States
In a no-fault state, a person’s car insurance will cover the costs if they are in an accident up to the limits of their policy, regardless of who is responsible for the accident. In limited circumstances, the individual may also be able to pursue compensation from the other motorist’s insurance company. In comparison, in a fault state, such as Georgia, a motorist will need to first establish that another motorist was at fault for the accident. They can then decide whether to file a claim with their own insurance company or the at-fault driver’s insurance company. Individuals injured in the accident may also be able to pursue a personal injury lawsuit against the at-fault party.
However, before choosing one of these options, consider first discussing them with an experienced car accident attorney. These legal professionals can help you assess whether you have a valid legal claim and provide detailed guidance to help you make the best decision for your situation.
Collecting Evidence After a Motor Vehicle Accident in Georgia
After an accident, the last thing you want to worry about is finding witnesses or collecting evidence. However, knowing what steps to take after these crashes can not only help keep you safe but also protect your legal rights. That is why after a Georgia car accident, consider taking the following actions:
- Contact the authorities and obtain a police report
- Get photos or videos of the crash scene, the damage to your car, and any visible injuries
- Get the other driver’s information, including name, address, and insurance details
- Obtain witness contact details, as their statements can help your legal claim
However, if you are unable to obtain this evidence, do not worry. A skilled Georgia motor vehicle accident attorney can conduct this investigation on your behalf and assist you in pursuing the compensation you deserve.
Is Car Insurance Required in Georgia?
In Georgia, motorists are required to have automobile insurance. This insurance helps ensure that the motorist is protected if they are involved in an accident. It also provides coverage for vehicle repair or replacement, as well as medical treatment.
The Statute of Limitations and Pursuing a Legal Claim After a Georgia Car Accident
While you may have options when it comes to pursuing justice after a Georgia car accident, it is important to understand that there may be deadlines involved. For most personal injury legal claims in Georgia, individuals will have a two-year window to file their case. If they miss this deadline, they will not be able to seek monetary damages, even if they suffered severe injuries or losses as a result of the accident, and another person was responsible.
Contact Richard D. Hobbs & Associates Today To Learn More About Your Legal Options
If you or a loved one suffered harm in a Georgia car crash due to another person’s wrongful actions and you want to know what legal options you have or the remedies you can pursue, contact Richard D. Hobbs & Associates today. Our legal team can review your case for free and explain how we can help you.